Bridgewater State University participates in a wide variety of federal, 状态, 机构, 和 private financial aid programs. 这些项目可以分为三类:赠款、工作和贷款.
The following is a description of the loan programs:
For financial aid purposes, 以下各段所称“本科生”是指攻读专业学位的学生 第一个 本科学位. Enrollment levels are as follows: full time: 12 or more credits; three quarter time: 9 to 11 credits, half time: 6 to 8 credits; less than half time: 1 to 5 credits.
- Long-term, no interest (zero percent) loan awarded through the Massachusetts Office of Student Financial Assistance to financially eligible Massachusetts residents
- Awards range from $1000 to $4000
- Available to undergraduate students enrolled full-time
- Student must sign promissory note 在BSU的最后期限之前, prior to the last day of the semester, or prior to the last day of enrollment, 先到者为准.
- If you borrow a Massachusetts No Interest Loan (NIL) while attending BSU, 你必须在降至半年级以下或毕业之前完成退出咨询. This exit counseling is m和atory. If you are dropping below 1/2 time status, 请先与我们联系,以便我们指导您如何完成此过程. 如果你即将毕业,而你在毕业前没有收到任何关于NIL退出咨询的信息, please contact us as soon as possible.
- Long-term federal loan available through the university
- 提供给有经济需要和资格的本科生
- Student pays an origination fee
- Fixed interest rate, set each year on July 1. 指 studentaid.政府 for current interest rate
- Loan limits based on grade level: $3500, freshmen; $4500, sophomores; $5500, juniors 和 seniors
- Student must complete a 直接贷款 主本票 和 直接贷款 入学咨询 在BSU的最后期限之前, prior to the last day of the semester, 或者在你注册的最后一天之前(以先到的为准),以便获得这笔贷款
直接贷款退出咨询是所有在ladbrokes立博中文版注册期间借入联邦直接贷款的学生的联邦要求. 联邦法规要求在离开大学之前或在注册少于6个学分之前进行贷款咨询.
你将需要你的联邦学生援助用户ID来完成在线退出咨询. If you need a user ID, you may request one at http://fsaid.ed.政府.
如果您对完成直接贷款退出咨询或您在ladbrokes立博中文版期间借入的直接贷款有任何疑问, you may check InfoBear (for loan amount borrowed), or contact the 财政援助办事处.
- For additional information contact the 财政援助办事处 或ladbrokes立博中文版 studentaid.政府.
- Program allows all students, 无论收入如何, to obtain a student loan after having applied for financial aid
- Student pays the interest during in-school & deferment periods or has it capitalized
- Student pays an origination fee
- Fixed interest rate, set each year on July 1. 指 直接贷款网站 for current interest rate
- 贷款限额按年级厘定,与资助贷款相同, 然而, dependent undergraduates may borrow up to an additional $2000. 独立本科生可以为大一和大二学生额外贷款6000美元, 和 up to $7000 for juniors 和 seniors. Graduate students may borrow up to a total of $20,500.
- 受抚养的学生和其父母被拒绝联邦福特直接PLUS贷款的学生可以借款
- up to $4,000* for each of the freshman 和 sophomore years
- up to $5,000* for each of the junior 和 senior years
- Student must complete a 直接贷款 主本票 和 直接贷款 入学咨询 在BSU的最后期限之前, prior to the last day of the semester, 或者在你注册的最后一天之前(以先到的为准),以便获得这笔贷款
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直接贷款退出咨询是所有在ladbrokes立博中文版注册期间借入联邦直接贷款的学生的联邦要求. 联邦法规要求在离开大学之前或在注册少于6个学分之前进行贷款咨询.
你将需要你的联邦学生援助用户ID来完成在线退出咨询. If you need a user ID, you may request one at http://fsaid.ed.政府.
如果您对完成直接贷款退出咨询或您在ladbrokes立博中文版期间借入的直接贷款有任何疑问, you may check InfoBear (for loan amount borrowed), or contact the 财政援助办事处.
- For additional information contact the 财政援助办事处 或浏览 直接贷款 网站
- For Direct Subsidized Loans 和 Direct Unsubsidized Loans, 当学生提交完整的联邦学生援助免费申请(FAFSA). 学生借款人还必须完成直接贷款主本票和完成入学咨询.
- 直接PLUS贷款, 学生必须提交完整的免费联邦学生资助申请(FAFSA). 家长必须向财务援助办公室提交一份联邦福特直接PLUS贷款申请表, available from the 财政援助办事处 or on our website. The parent must also complete a Direct Plus Loan 主本票.
- 金融援助办公室对贷款进行认证,并将信息转发给直接贷款服务机构.
- The direct loan servicer evaluates the application (credit check, etc., for Plus) for approval.
- 如贷款未获批准,直接贷款服务机构会以邮递方式通知借款人. 在家长PLUS贷款被拒绝的情况下,家长可以选择与背书人重新申请, which works much like a co-applicant. If the loan is approved, the direct loan servicer sends a Notice of Loan Approval to the student, 注明已批准的贷款金额及发放日期.
- Once the funds are received by Bridgewater State University, 学生账户办公室通知借款人资金到位.
- First-time borrowers for Federal Ford Direct Subsidized 和 Unsubsidized Loans must complete 直接贷款 entrance counseling prior to receiving funds. Loan entrance counseling may be completed online at the 学生贷款网站 or by making an appointment with a financial aid counselor.
- 如果有余额,贷款资金将首先应用到学生的账户中. 如果没有余额,学生将获得该学期的全部贷款金额,减去任何费用. If a portion of the loan was applied to the student's account, the remainder will be refunded to the student. 直接PLUS贷款, 任何超出账单余额的资金将退还给家长, 除非家长在联邦福特直接PLUS贷款申请表上授权释放这些资金给学生.
- 为了推迟还款,学生必须至少入学一半时间. 学生应联系贷款服务机构,以确定是否有资格延期,并获得延期表格. ladbrokes立博中文版的注册办公室将证明所有符合条件的学生贷款延期.
- Upon withdrawing from the college, falling below half-time enrollment status, 毕业或, the student must complete loan exit counseling. Loan exit counseling may be completed on line at the 学生资助网站 or you can make an appointment with a financial aid counselor.
- 如有任何更改,借款人须通知学院、贷款机构及/或服务机构:
- 名字
- 电话号码
- 近亲
- withdrawal from college
- transfer to another college
- obtain/change driver's license
- address
- 社会保险号
- 毕业日期
- enrollment (less than half time)
- Dependent students may borrow up to a $31,000 maximum as an undergraduate (not more than $23,000补贴)
- Independent students may borrow up to a $57,500 maximum as undergraduates (not more than $23,000补贴)
- 研究生最多可借138,500美元(不超过65,500美元的资助)
- 通过大学提供给本科生的父母
- Students are required to file the FAFSA*
- 贷款不是基于财务需要,而是基于申请人的信用价值
- 贷款限额是教育费用减去任何其他援助和/或资源收到
- Borrower pays origination fee at the time of disbursement.
- 从联邦政府收到的资金通常分两批发放
- 还款在付款后60天内开始,除非父借款人要求延期
- Fixed interest rate, set every July 1. 指 直接贷款网站 for current interest rate
- 只有在用尽所有其他学生财政援助计划后才能申请
- 应用, 申请人必须向经济援助办公室提交直接贷款申请(可在经济援助办公室或我们的网站上查阅)
- If approved, a Plus loan 主本票 must be completed by the BSU deadline, prior to the last day of the semester, or prior to the last day of the student's enrollment, 先到者为准
- 家长借款人必须决定是否从PLUS贷款中退还任何款项给学生或家长,并在申请表上注明
教育专业的学生可能有资格获得联邦贷款的减免或取消. 如果您不确定您所借的联邦贷款类型,请ladbrokes立博中文版 Office of Federal Student 援助 for a list of all of your federal loans. 你需要你的FAFSA/教育部密码才能ladbrokes立博中文版这个网站. View information about specific programs for Education majors.